How developer payment plans work in Dubai
An off-plan purchase in Dubai is paid in stages set by the developer, not by a bank: a deposit on booking, instalments while the building goes up, and the balance on handover. This page lists the 74 projects in the catalogue whose developer publishes that schedule; 55 of them also publish a starting price, from AED 0.78M. The table shows each schedule as three shares — on booking, during construction, and on completion or handover — taken from the developer's own page, with the date we checked it. We are a free platform, not a broker: you pay the developer directly, and off-plan instalments go into the project's escrow account under Dubai Law 8/2007.
What the published schedules look like
Emaar most often asks 10% on booking, 40–80% in instalments during construction and the rest on handover; a group of its launches is 20% on booking and 80% on handover. DAMAC publishes two stages, during construction and on handover, and leaves 40% to 90% of the price for handover. None of the schedules published for this catalogue includes post-handover instalments: if one is offered to you, make sure it is written into the sales and purchase agreement, not only into a brochure.
Before you choose a plan
The share due on handover is what you pay at the end from savings or a mortgage; the share paid during construction is what you have at stake if the project runs late — see our note on escrow and off-plan risks. Projects by completion year are on separate pages: handover in 2026 and handover in 2027. Full portfolios: Emaar and DAMAC.
